Treyton Kilar was killed by a drunk driver on 9-2-2010. The Kilar family with 100's of friends are trying to raise money to build a "Field of Dreams" Little League field here in Whitewater in his honor. You can support their efforts by voting for them in the PEPSI REFRESH PROJECT. Visit www.refresheverthing.com/trey and click on "vote for this idea". You can also text 108723 to 73774 or log onto Facebook. You can vote all 3 ways in the month of September every day. EVERY VOTE COUNTS.
Don't Drink and Drive.
Ron Binning
ron@binningdickens.com
Saturday, September 3, 2011
Friday, July 29, 2011
Number of Uninsured drivers in WI
Effective 6-1-2009 Wisconsin passed a mandatory insurance law for all drivers. Across the US 1 in 7 (14.3%) drivers are uninsured, according to a new study from the Insurance Research Council (IRC - 2011) Mississippi has the highest uninsured motorist percentage at 28%. In WISCONSIN the estimated uninsured motorist percentage is 15%.
Unisured Motorist (UM) and Underinsured Motorist (UIM) are mandatory coverage on every auto policy in WI and these coverages are optional on all Personal Umbrella policies. Contact us or your current agent if you have questions about these important coverages.
Ron Binning
Binning & Dickens Insurance Services
ron@binningdickens.com
Unisured Motorist (UM) and Underinsured Motorist (UIM) are mandatory coverage on every auto policy in WI and these coverages are optional on all Personal Umbrella policies. Contact us or your current agent if you have questions about these important coverages.
Ron Binning
Binning & Dickens Insurance Services
ron@binningdickens.com
Monday, June 20, 2011
Multi-tasking vs texting
Multi-tasking is a term that was never meant to include driving and texting. Have you noticed how many people are looking "down" at interesections or when you pass them on the Interstate?
Do you think they are looking at their fingernails? These two activities are like mixing gasoline and a lighted match. There are too many unexplained accidents occuring in Wisconsin. Some people say they can text without looking........ya right!
Make smart decisions - Don't drive and text.
Ron Binning
Binning & Dickens Insurance Services
Whitewater WI
Do you think they are looking at their fingernails? These two activities are like mixing gasoline and a lighted match. There are too many unexplained accidents occuring in Wisconsin. Some people say they can text without looking........ya right!
Make smart decisions - Don't drive and text.
Ron Binning
Binning & Dickens Insurance Services
Whitewater WI
Thursday, April 28, 2011
Health Insurance and the SUN
Here are new rules from www.health.com to follow when in the sun this summer:
1. Old Rule: Throw on a t-shirt or coverup when you're in direct sunlight.
New Rule: If you're not into sun-protective clothing, wear dark colors and tightly woven fabrics during peak hours.
2. Old Rule: Use a teaspoon of sunscreen for your face, a shot glass worth for your body.
New Rule: Layer your protection to MAKE sure you're covered.
3. Old Rule: A little sun is healthy - 20 minutes 3 times per week is good for Vitamin D.
New Rule: It's not smart to go outdoors UNPROTECTED.
4. Old Rule: Never, ever use a tanning bed.
New Rule: STILL, never, ever use a tanning bed. 75% increased chance of melanoma.
All of these rules apply to your kids and grandkids as well. Be smart this summer - use sunscreen.
Ron Binning
Binning & Dickens Insurance
ron@binningdickens.com
1. Old Rule: Throw on a t-shirt or coverup when you're in direct sunlight.
New Rule: If you're not into sun-protective clothing, wear dark colors and tightly woven fabrics during peak hours.
2. Old Rule: Use a teaspoon of sunscreen for your face, a shot glass worth for your body.
New Rule: Layer your protection to MAKE sure you're covered.
3. Old Rule: A little sun is healthy - 20 minutes 3 times per week is good for Vitamin D.
New Rule: It's not smart to go outdoors UNPROTECTED.
4. Old Rule: Never, ever use a tanning bed.
New Rule: STILL, never, ever use a tanning bed. 75% increased chance of melanoma.
All of these rules apply to your kids and grandkids as well. Be smart this summer - use sunscreen.
Ron Binning
Binning & Dickens Insurance
ron@binningdickens.com
Tuesday, March 15, 2011
Proposed New Auto Insurance Law
As I mentioned last week, The WI State Assembly passed "Choice in Auto Insurance" this past Tuesday. It must now go to the WI State Senate for approval before it becomes law. The bill did NOT repeal Gov Doyle's Auto Insurance Law of June 2009 but I think it made some significant changes. Here are the major changes: 1. They lowered the limits back to 25,000 per person, $50,000 per occurrence, $10,000 for property damage. 2. Lowered Uninsured Motorist and Underinsured Motorist coverage to 50,000 per person and $100,000 per occurrence. 3. They eliminated the "stacking" provision where drivers could use coverage from up to 3 of their vehicles from an accident involving just one of their vehicles.
Watch this site for further developments because the Senate must pass a similar bill before Gov Walker can sign this legislation into law.
The more you know, the better decisions you can make about your insurance coverage.
Ron Binning
Binning & Dickens Insurance
ron@binningdickens.com
Watch this site for further developments because the Senate must pass a similar bill before Gov Walker can sign this legislation into law.
The more you know, the better decisions you can make about your insurance coverage.
Ron Binning
Binning & Dickens Insurance
ron@binningdickens.com
Thursday, March 10, 2011
Change in Auto Insurance Law in WI
The Wisconsin Legislature has been debating many topics in preparation to passing the budget and one of the topics is a CHANGE in the Auto Insurance Law. Remember a major change occurred in June 2009, January 2010, and finally June 2010. Many of those changes will probably be overturned. Check back to this BLOG for the details as they become known.
That being said, we DO NOT recommend any client or any potential client lower their liability limits back to the lower limits in force prior to the June 2009 changes. The goal of liability insurance is to protect your assets from plaintiff suits. Your auto coverage is the greatest exposure you personally have for impacting your assets.
Drive safe. Drive defensive.
Ron Binning - ron@binningdickens.com
Binning & Dickens Insurance
That being said, we DO NOT recommend any client or any potential client lower their liability limits back to the lower limits in force prior to the June 2009 changes. The goal of liability insurance is to protect your assets from plaintiff suits. Your auto coverage is the greatest exposure you personally have for impacting your assets.
Drive safe. Drive defensive.
Ron Binning - ron@binningdickens.com
Binning & Dickens Insurance
Monday, February 14, 2011
SPRING FLOODS
It's mid February and warming up. With all of our snow melting, Spring brings FLOODS. With that and the 30 day waiting period for flood coverage to take effect after a policy is submitted, NOW is the time to buy Flood coverage. Don't wait. Call us TODAY for a quote. The quote is free. We use AUTO OWNERS Insurance Company, a leader in the Midwest for Flood Coverage.
Ron Binning
Binning & Dickens Insurance
262-473-3930
ron@binningdickens.com
Ron Binning
Binning & Dickens Insurance
262-473-3930
ron@binningdickens.com
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