The bill, authored by Rep. John Nygren (R-Marinette) and Sen. Frank Lasee (R-De Pere), will help restore fairness in Wisconsin’s auto insurance market and could reduce recent auto insurance cost increases imposed on your customers.
LRB-0524/2 – known as the Consumer Choice in Auto Insurance Act – will make the following changes to current state law:
Prohibits stacking of insurance coverages.
Changes the definition of underinsured motor vehicle to compare the at-fault driver’s liability limit with the insured’s underinsured (UIM) limit to determine if the at-fault driver is underinsured.
Establishes Bodily Injury limits at $25,000/$50,000/$10,000
Establishes Uninsured Motorist (UM) limits at 25/50
Establishes Underinsured Motorist (UIM) limits at 50/100
Restores medical payments coverage limits to $1,000
Repeals the automatic indexing of limits to inflation every 5 years.
Clarifies that the requirement of UM/UIM offer does not apply to umbrella/excess policies.
Restores the reducing clause
Watch this site for updates to this important new legislation,
Ron Binning
ron@binningdickens.com
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