Life Insurance and Smoking

I am often asked: "How much does smoking affect my Life Insurance premium?

If you smoke, you will pay at least 50% more for both Life and Health Insurance. It has been proven smoking creates long term problems for your health. Learn more about the affects of smoking at the following site: http://www.cdc.gov/tobacco/index.htm

Ron Binning
ron@binningdickens.com
www.binningdickens.com