Thursday, January 7, 2010

Woodburning stoves

It's January in Wisconsin and that means high HEAT bills. Woodburning Stoves are making a comeback. What you should know BEFORE you buy one:
1. Call you insurance agent 1st. Find out what the INCREASE in premium will be for the new stove.
2. Have it installed by a Professional. He will know about the chimney requirements, placement of the stove, setbacks from the walls and floor, non combustible materials needed, etc.
3. All chimneys and stoves should cleaned at least once a year by someone who know what they are doing. As the Professional Installer for recommendations.
4. How do you dispose of the ashes? A METAL CONTAINER DESIGNED FOR THE PURPOSE IS MANDATORY. Ashes can stay HOT for up to 2 days. Do not use cardboard boxes, paper bags, or plastic bags to dispose of the ashes. Do not put them in your garage either.

Our office has paid claims because these steps were not followed by homeowners.
Ron Binning
Binning & Dickens Insurance
Whitewater WI

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